Terms of Service

Last updated: 25 May 2026

1. Acceptance

By using PhysicianWealth ("the Service"), you agree to these terms. If you do not agree, do not use the Service.

2. The Service

PhysicianWealth provides AI-powered financial planning tools, calculators, and educational resources designed for physicians. We may update, modify, or discontinue features at any time.

3. Not Financial Advice

PhysicianWealth is an educational and informational tool. Nothing on this site constitutes personalised financial, tax, legal, or investment advice. All projections are estimates based on the data you provide and general assumptions. Always consult a qualified financial advisor, CPA, or attorney before making financial decisions.

4. Accounts

You are responsible for maintaining the security of your account. You must provide accurate information. One person per account.

5. Payment & Refunds

Paid plans are billed monthly or as a one-time purchase. You can cancel at any time. Refunds are available within 14 days of purchase if the service did not meet your expectations. Contact [email protected] for refund requests.

6. Acceptable Use

You may not: use the service for illegal purposes, attempt to access other users' data, reverse engineer the service, use automated tools to scrape or overload the service, resell access without permission.

7. Intellectual Property

The Service, its design, code, and content are owned by PhysicianWealth. Your data remains yours. You grant us a limited license to process your data to provide the Service.

8. Disclaimer

The Service is provided "as is" without warranties. Financial projections, AI-generated recommendations, and calculator outputs are estimates only and should not be relied upon as the sole basis for financial decisions.

9. Limitation of Liability

To the maximum extent permitted by law, our liability is limited to the amount you paid us in the 12 months preceding the claim. We are not liable for any financial losses resulting from decisions made based on information provided by the Service.

10. Termination

We may terminate your account if you violate these terms. You may delete your account at any time.

11. Governing Law

These terms are governed by the laws of England and Wales.

12. Changes

We may update these terms. Continued use after changes constitutes acceptance.

13. Contact

[email protected]

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